Whether your project involves commercial or residential property improvements, MCED has financing programs to suit. Select a tab below.

Building envelope: (insulation, glazing, windows, etc.)

Building envelope improvements can save commercial buildings between 5-40% on energy costs. Upgrades like windows, air sealing, and insulation decrease energy usage, are installed quickly, and make building occupants more comfortable.

Automated building controls (BMS, EMS):

Automated building controls provide a central control system for a building’s heating, cooling, ventilation, etc.. Adding an automated control system can decrease electricity costs by at least 15%, while also decreasing operational and maintenance costs.

Variable speed drives on motors, pumps and fans:

Variable speed drives can reduce energy consumption up to 40% by effectively matching a motor’s use to variable operating loads. In addition to reducing energy costs, variable speed drives extend motor life. They can be applied to several systems and are easily installed.

High efficiency lighting:

Lights use a significant portion of electricity in most buildings. Switching to energy-efficient lighting is an easy way to save money. Most commercial buildings see 15%+ savings on their electricity bills by upgrading to new lighting. The switch will also help the environment by using 80% less energy than traditional incandescent lights.

HVAC upgrades:

Heating and cooling a facility is one of the largest energy expenses because older furnaces are only 56-70% efficient in converting fuel into useful heat. New heating, ventilation and air conditioning equipment (HVAC) can reach 97%+ efficiencies and reduce utility bills by between 20-50%.

Boilers, chillers and furnaces:

Heating and cooling a building is often one of the largest expenses for building owners. High efficiency boilers and chillers can significantly reduce energy costs because they operate 20-40% more efficiently than existing equipment; not to mention new equipment also reduces emissions and maintenance costs, and is more reliable than traditional technologies!

Combined heat and power (CHP) systems:

Heating and powering a facility is a significant energy expense because traditional systems operate at a 45% efficiency rate. Improved combined heat and power systems can reach up to an 80% efficiency rate – increasing energy savings, while also reducing carbon emissions by 50%.

Does it involve energy ?

The basic concept of the district’s view of energy improvement financing draws on the authorizing statute. The Missouri PACE Act expresses that qualifying energy projects which offer an economic benefit to the property owner are eligible for program assistance.

Roof replacement:

PACE can provide financing for roof replacement when coupled with other energy upgrades – like solar or rooftop units. In some states we can finance roofs by themselves. Roof upgrades can significantly reduce energy costs while also improving the structure of a building.


Solar improvements can save most commercial buildings between 50-90% on electricity costs. Photovoltaic solar systems can be installed quickly, have zero emissions and the sunlight, used as fuel, is free! Additionally, many states offer ongoing or upfront incentives to make going solar with PACE more affordable than ever.

Hot water heating systems:

Hot water heating systems contribute up to 18% of a building’s utility bill. Making the switch to high efficiency hot water systems can reduce costs by 30%. Upgrading these systems also conserves water because they are 25% more efficient than traditional hot water heating systems.
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